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9 alternatives to Paypal

Online payment services that do more

Paypal may be one of the most commonly known money-transfer services but it's not the only one. We've rounded up 9 alternatives that might suit your needs better.


Moneybookers has the unique honour of being accepted on eBay www.eBay.co.uk as a PayPal alternative. In that regard, it's arguably the most comparable option. Moneybookers lets members transfer money to and from each other based on their registered email addresses. Consumers can also use the service to make online purchases, and businesses can use it to receive payments for purchases. Though it's a more obscure PayPal alternative than others, it's a good choice if the goal is to buy and sell on eBay.

Pros: Members can receive payments for free - a significant savings over PayPal, especially for international transactions. Customer support is solid.

Cons: The fee for requesting payment by cheque is high - at €3.50 (£3). Sending money incurs a fee of one percent of the transaction amount, putting the fee burden on the buyer rather than on the merchant. Outside of eBay, the service is not widely used or readily available.


DigitalRiver is more of an e-commerce system for merchants than a method for transferring or exchanging funds between users. Still, for businesses with an online presence that need a shopping cart and e-commerce service, it's worth a look. There are no upfront costs associated with setting up an account, and the fees for receiving payments start at 2.9 percent plus a $1 (£65p) transaction fee. In some cases Digital River is the company responsible for back-end processing of credit card payments made through PayPal.

Pros: Tools and services are particularly well suited for online sales and downloads of software. Digital River enables customers to retrieve or re-download previously purchased content.

Cons: In many ways - especially for consumers, Digital River is not a viable alternative for PayPal. Customer service has been a frequent target of complaints, and many critics have expressed concern over costly rip-off services' being linked to Digital River transactions.

NEXT PAGE: What to choose

  1. More choice for online payments
  2. Popmoney and ZashPay
  3. Strictly business
  4. MoneyBookers
  5. What to choose

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