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Silver surfers are the safest online shoppers

Older generations more savvy when buying online

Older surfers are better at protecting themselves when purchasing online than younger generations, according to the findings of a survey by credit-protection firm, CPP.

Of those surveyed, 80 percent of 45- to 54-year-olds won't purchase online if there is no indication the website is secure, compared to just 42 percent of younger generations. The survey also highlighted that one in every 10 Brits has become a victim of online fraud in the UK and, with 37 percent unsure how the fraud happened in the first place, there's clearly a need for consumers to be a lot more vigilant.

Auction site eBay and online-payment service PayPal were among the most popular websites for fraudulent transactions.

Danny Harrison, an identity theft expert at CPP says: "Using your card online can quite easily be a way for you to become a victim of card fraud. It's surprising that young people are the ones who take most risks online."

Harrison also urges young people to check that the web pages they use are secure.

"It's really easy to do. Just look for the padlock in the righthand corner or your web page - this means it's a secure web page. Also look out for the HTTPS at the beginning of the web address, as this also means your card details will be protected."

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