Intuit Quicken Premier 2008
Intuit's Quicken Premier 2008 personal finance software, even though its straight-out-of-1998 interface frustrates the heck out of us, gives us comfort that we won't be living in a box five years after we retire.
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We love that it can download transactions automatically; we hate that it can't download transactions from many organisations or for many types of accounts (for example, 403b plans and 529 plans). But once we've entered all those tiny transactions, we really know how much we've got - and how far we still have to go.
For more, read our review of Quicken Home & Business 2008, which is similar to the Premier version but also adds business tracking tools.
Siber Systems RoboForm
Hands down, Siber Systems' RoboForm is the best tool for storing usernames, passwords and other contact data for websites. Here's why: you provide RoboForm with all the vitals you might need to complete a site's form - name, address, phone numbers and even credit card numbers.
When you click the Fill Forms button, the program does just that. Click a website from the RoboForm Passcard screen, and RoboForm transports your web browser to the site, logging you in if necessary. Need an industrial-strength password? RoboForm will generate one for you. And don't worry about security: RoboForm is itself password-protected.