Mobile Phone Help
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Good insurance for mobile? (cheap-ish?)
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Posted June 8, 2009 at 9:11PM
Hi there. After 9 years with the same old PAYG mobile, I now have a contract phone (Nokia 5800 Music Express) from mobiles.co.uk. Their insurance for it is extra £7.99 per month. Want to try to get it cheaper but can anyone advise on a 'decent' insurance provider? (if there is such a thing?).
Thanks.
Carol
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Posted June 9, 2009 at 10:14AM
It is not that hard to work out.You have had your phone for 9 years without loosing it.
You get a 1 year warranty with all new phones.So they are going to charge you £96 for the first year while it is under warranty.
Cheaper putting it to a new phone.Ignore the Insurance. But I suppose thats when sods law kicks in and you loose it or drop it after the first week.
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Posted June 15, 2009 at 11:08AM
Your contents insurance should cover mobile phones.
G
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Posted July 29, 2009 at 3:58AM
My son dropped his IPhone at the gym his phone insurance did not want to know but our contents insurance paid out on it.
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Posted July 29, 2009 at 12:11PM
Nokia have a 2 year warranty on their phones.
You also have to factor that a 5800 is currently only worth £199 to buy outright.
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Posted July 29, 2009 at 12:13PM
Iphone is around £450 to £550, as is most N range phones for example... these I would ensure I had protection on but not for a 5800, especially at £7.99 per month.
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Posted August 9, 2009 at 8:56AM
With Lloyds TSB if you pay their monthly fee for an upgraded account you get 2 phones insured free, as well as Sentinel card cover, travel insurance, AA and more. This is not an advert for Lloyds but perhaps you bank does similar. Think I pay £17 a month, which more or less covers your payments for 2 phones. Also includes misusage. Hope this helps.
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