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Bank on Line - R U Happy with ther security

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SparkyJack

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Posted February 4, 2012 at 12:13PM

Over the years this topic been much discussed.

Inevitably my input put has been- I never bank on line- because of my view that a new security measure is soon breached,

Tho days Click on BBC or on the web seems to amplify my view.

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Pine Man

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Posted February 4, 2012 at 1:47PM

I have no problem whatsoever with on line banking.

All of my savings, banking accounts and credit cards are managed on line and over the last 10 to 15 years I only had a problem with one credit card that was not down to a breach of on line security. I also do most of my purchasing on line without any problems and run all of my household and car insurances on line as well.

I do find it strange that some people will not bank on line from the safety of their own home but are happy to access ATMs in public. Similarly those same people are often happy to pass all of their credit card details on line to various companies to purchase products.

Clearly nothing is fool proof but the, minimal risk, in my opinion, is worth it for convenience and to obtain improved interest rates and cheaper prices.

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Wuggy

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Posted February 4, 2012 at 1:48PM

I completely agree with Pine Man.

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SparkyJack

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Posted February 4, 2012 at 4:57PM

Pineman and Wuggy

Quite agree with the ATM issue also- however it is alo easy to get round that one- certainly in my case

When I do the weekly shop- I live alone and my cash needs are modest- I simply take 'Cash Back' when I pay by debit pcard.

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spuds

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Posted February 4, 2012 at 5:06PM

I use on-line payment methods for settling credit cards I use, but it did make me rather concerned when trying to pay Barclaycard over a period of three months last year. There were problems with Barclays verification procedures. Checking this problem with Barclaycard, I was merely informed that they knew about the problem, and that they would deal with it as what appeared to be a non-priority issue?.

Since then,it would appear 'safety maintenance' as been done, and as a result I have never been asked by the Barclays safeguard procedures to verify, and payments have been made without verification?.

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Pine Man

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Posted February 4, 2012 at 5:18PM

'I simply take 'Cash Back' when I pay by debit pcard'

A transaction that is carried out on line through the shops computer system;-)

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alan14

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Posted February 4, 2012 at 10:04PM

'I simply take 'Cash Back' when I pay by debit pcard'

I'd rather be walking round with a piece of plastic in my pocket that can be replaced if stolen, than cash that can't

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Bald Eagle

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Posted February 5, 2012 at 3:36AM

I have dealt for years with 2 UK banks and 1 French bank online with no problems. Useful for when I bring things out to Brittany for friends.I tell them the cost they go online with their bank and transfer money either in €'s or GBP. Simples.

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sunnystaines

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Posted February 5, 2012 at 9:27AM

I completely agree with Pine Man too

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morddwyd

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Posted February 5, 2012 at 9:29AM

Are banks happy with their own security?

I have been using Rapport, as recommended by my bank, for some time, but this last week they suggested I use AVG, and offered a sis months subscription free trial!

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romanby1

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Posted February 7, 2012 at 1:37PM

morddwyd

Rapport protects among other things, keylogging. AVG is for virus protection and all PCs should have this or other virus protection installed.

I have always used AVG free for almost 20 years now since the days when viruses were transmitted on floppy discs.

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