We use cookies to provide you with a better experience. If you continue to use this site, we'll assume you're happy with this. Alternatively, click here to find out how to manage these cookies

hide cookie message
Contact Forum Editor

Send an email to our Forum Editor:


PLEASE NOTE: Your name is used only to let the Forum Editor know who sent the message. Both your name and email address will not be used for any other purpose.

Speakers Corner


It's free to register, to post a question or to start / join a discussion


 

Pilot benefit scheme failing some recipients


TopCat®
Resolved

Likes # 0

This pilot scheme, introduced by the government over the last few months, has led to some recipients getting into arrears with their rental payments. Paying the benefit this way has seen a higher percentage rise in several areas where the scheme is being trialled.

Having the money in their own hands has led to some using it for other purposes, which in turn has seen a dramatic rise in arrears of rent.

What are your views on this - should the government revert to the status quo quickly or continue on with this scheme? TC.

Like this post
Aitchbee

Likes # 0

This pilot scheme will ensure that the queues at your local housing office, will get longer and longer.

There will also be a higher risk of crime, due to this crazy pilot scheme.

Like this post
john bunyan

Likes # 0

In theory the new scheme puts responsibility and dignity to the recipient. In practise, as you say, some succumb to the temptation to spend it on other things, leading to landlords losing out, and at the extreme, more evictions. Maybe the scheme could be flexible such that if payments are made regularly it goes as planned, but if there were a default, it would revert to the payment going straight to the landlord.

Like this post
fourm member

Likes # 0

Tricky one.

Obviously, getting into arrears can cause lots of problems but the point is that, those of us not living on benefits, have to manage our money.

If you don't try and get people into the real world then it seems to me you are encouraging them to become more and more reliant on the state.

Of course, you could argue that the government doesn't rely on us to pay our income tax by letting us have our wages.

The answer may be to let people opt to have their housing costs paid directly if they don't think they can cope or encourage them to set up a direct debit so the housing is paid the instant the benefit arrives.

Like this post
wiz-king

Likes # 0

Carry on - it would be easier and less costly to pay all benefits into a bank account belonging to a individual and let them decide who to spend it. For the ones who cannot cope then the bank account should be administered by the local council or other body under a deed of trust.

Like this post
lotvic

Likes # 0

wiz-king, "For the ones who cannot cope then the bank account should be administered by the local council or other body under a deed of trust"

how would that make sense? surely cheaper to pay it straight to landlord - if landlord is willing to have tenants that can't cope or are irresponsible....

Like this post
Al94

Likes # 0

Wouldn't have taken much in the way of brains to predict this would be the likely outcome - oh wait - civil servants - that explains it!

Fourm members idea wont work, they will still spend on other things and the direct debits won't be paid.

Maybe a fast track eviction would have been the answer.

Like this post
carver

Likes # 0

Well what a surprise, who could foresee that people who do not have enough money to live would use a little bit extra to pay for things like gas or electric or even food.

It's no good saying that they should learn to manage their money, they don't have enough in the first place.

The best part is the people who think up these stupid ideas wouldn't know how to survive on the money a lot of these people get every week.

You do realise that some of these people do not even have bank accounts in the first place

Like this post
fourm member

Likes # 0

carver

You're taking a very limited view of a limited group of people.

There are a great many people who don't have enough money but don't get any benefits. Those people have to manage their own limited resources.

Like this post
lotvic

Likes # 0

fourm member, Oh right, that's why PayDay loans are so popular then.

Like this post
spider9

Likes # 0

One might say that the taxpayer provides the benefit in the first place and then the taxpayer picks up the bill when the money is mis-used and eviction eventually follows, then bed and breakfast homeless provision will be paid for by....yes you've guessed!

If a system of direct payment overcomes this, then it's a no-brainer for me.

Like this post

Reply to this topic

This thread has been locked.



IDG UK Sites

Best Christmas 2014 UK tech deals, Boxing Day 2014 UK tech deals & January sales 2015 UK tech...

IDG UK Sites

LED vs Halogen: Why now could be the right time to invest in LED bulbs

IDG UK Sites

Christmas' best ads: See great festive spots studios have created to promote themselves and clients

IDG UK Sites

Why Apple shouldn't be blamed for exploitation in China and Indonesia