I particularly like the bit " If I have an accident, the device will detect the impact"

The state of our bloody roads with all the potholes, some that can be compared to sinkholes. They will never be off the phone to you asking if you are ok!!!

I think it's a pretty good idea though. Like Bingalau has pointed out the good drivers are subsidising the bad ones so this should give a more personal quote for the individual. There has been quite a few negative comments about this on this thread but I think it will develop in the coming years to be compulsory, even to the point that a vehicle uninsured will be electronically shut down so it cannot be driven at all. Most drivers believe they are the best driver on the road and do not like criticism about their driving but would be shocked at how bad they actually are when presented with evidence of their everyday bad habits. My wife has a particularly bad habit which has caused many arguments in the car when she is driving. She will absolutely cane it away from a set of lights, even though another set of lights are changing red up ahead causing her to brake hard to stop at them. I always tell her to look ahead more but now just glared at. I will possibly look at having one of these items installed when my next quote is due, as it seems like a good idea to me.

onthelimit1, I take it your user name does not apply to the speed limit then:-)

It is the former - I've never paid more than 240 for the Mini since I bought it 9 yrs ago. Currently with Saga, but will probably change next time.

My user name? I try to be (most of the time), but have recently attended a speed awareness course following a minor transgression!

SS - I chose them via confused.com last year. Claim free for the maximum, so that helps.

Ok if you are a perfect driver and never ever exceed a speed limit, even in error