kad60 , I give up. Hope you feel the same when your vehicle goes off the road and is a total wright off.

Unless, of course, your vehicle appreciates in value over time.

If I remember correctly he brought the car new and the price then was between £500,000 to £600,000. McLaren did a limited number of these cars so they will only increase in value, I believe that the last one to be sold went for £3.6 million. The reason I understand that it took so long to sort out this claim and repair is that you don't go to Halfords for spares, if the main chassis was damaged then a repair is close to impossible because all the original tooling used to produce these cars was destroyed. Just finding a repairer musy have taken a while plus a total strip down and rebuild you can't really put a price on it costs what it costs. The other point is this car has a lot of interesting history to it so that will also affect the value.

Noldi

FE, insurers always try to mitigate their loss, that's their business. Worse than Bankers ,at times, but they don't have the comfort of Joe Public to bail them out.

"It was his second crash in the vehicle, which saw its 6.1 litre engine flung 20 yards away from the rest of it"

I'd sooner have taken the write off payment that would have at least covered the original price he paid than have a car back that lost it's engine so easily. You see some pretty badly wrecked cars on the back of recovery trucks, but even humble small Fords manage to retain the engine within their wreckage!