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What a really heavy right foot could cost you


TopCat®
Resolved

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if you smash up a McLaren F1 supercar that is. Mr Bean (Rowan Atkinson) will find his premiums soaring after a UK record payout by his insurers. story here

As far as I'm concerned, I think he's very lucky to get offered car insurance again on this vehicle after two crashes in this powerful car. What say you? TC.

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Quickbeam

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Why should small people have to drive small cars?

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rdave13

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SillBill , I have no idea how much Mr Atkinson paid for the vehicle but the insurance company accepted the deal and the premiums Mr Atkinson had to pay. They are in the business of risk assessment and thought it a good deal. At least they kept to their side of the bargain (albeit a long time in consideration) as they should. Some insurance companies will try to worm out of paying out at the least excuse. It's only news in that there's a bit more noughts in the values of the items.

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SillBill

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rdave

You insure a car for, say, £10,000 and a couple of years down the road it becomes an accident write-off, just try getting that insurance company to pay even £10,000 to repair it. Mr. Atkinson was in a rather unusual position in that his vehicle (for which reportedly he paid around £600,000) actually appreciated in value instead of depreciating as do our cheap runarounds. If they could have got out of it without paying almost £1 million, they undoubtedly would have.

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WhiteTruckMan

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Quickbeam

?

WTM

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rdave13

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SillBill precisely.

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Quickbeam

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WTM

Just an obtuse reply...

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rdave13

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Obtuse;

  1. not quick or alert in perception, feeling, or intellect; not sensitive or observant; dull.

  2. not sharp, acute, or pointed; blunt in form.

  3. (of a leaf, petal, etc.) rounded at the extremity.

  4. indistinctly felt or perceived, as pain or sound.

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Quickbeam

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Obtuse:

"he was either normally stupid or being deliberately obtuse"

Take your pick!

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rdave13

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Quickbeam , that's a reasonable reply, but WTM is asking, I think, if your reply was stupid or deliberately obtuse.

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Quickbeam

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He can take his pick too!

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