I know there was a rumour that they were going to finish off the cheque system, but haven't heard it mentioned recently. My banking is very much like chub_tor's above, but there are times when I have to pay by cheque. But mostly I pay by my debit card. I do not have to walk miles to put the received ones in my account though, my bank is only a few minutes away by car. I can pay bills by direct transfer or lend my son or daughter cash when they need it (providing I have it, and they promise to pay it back). All in all, I am a dedicated on line customer of my bank. Thank God I don't have to do the queuing up I used to do, we always get in the wrong queue don't we? You know... the one that closes when you get to the window....

Bing.alau - you are fortunate, many people who are less 'au fait' with the intricacies of 'online banking ' will be completly baffled, especially if they live on their own, without support from relatives.