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Poll: How do you use online banking?

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PC Advisor

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Posted January 16, 2013 at 11:06AM

We want to know how you use online banking?

Let us know in our poll.

Poll: How do you use online banking?

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Bing.alau

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Posted January 16, 2013 at 11:15AM

I access my account using my computer but I also use an ATM to withdraw cash and sometimes call in to do such things as putting in cheques. So the last option seems a bit weird to me as it implies I can't tick that option and click option one, (via my computer). However I have ticked both option one and the last option. Hope I haven't messed up the system.

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sunnypete

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Posted January 16, 2013 at 11:21AM

With extreme care, including an on-screen keyboard to input passwords etc...am I too cautious?...

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Bing.alau

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Posted January 16, 2013 at 11:37AM

fourm member. Why are you asking your milk man for a handout?

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Quickbeam

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Posted January 16, 2013 at 11:40AM

I embraced online banking as soon as it was available. I couldn't manage without it.

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Taff™

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Posted January 16, 2013 at 12:17PM

Mainly through my laptop online. The only exception is an ATM for cash and the occasional cheque which I have to bank at a High Street Branch but I rarely use the counter, normally an automated paying in machine.

Cheques are a problem to me. Making a special trip to a branch just to pay in an odd cheque is a major hassle. They are usually for less than £50 and it takes me about an hour of my day if I have to make a special trip. Plus of course the cost of travel and the bank charging me for the pleasure! The vast majority of my clients pay online with instant transfers - no waiting for a cheque to clear. It is far less hassle to accept cash for a small job and save a trip to the ATM.

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rdave13

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Posted January 16, 2013 at 12:31PM

Desktop only. Feel it's more secure than using any mobile app.

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john bunyan

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Posted January 16, 2013 at 1:20PM

I am a dinosaur who has yet to adopt on line banking (I know, but if a 12 year old can hack the CIA...). I may switch soon!

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spuds

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Posted January 16, 2013 at 1:37PM

I use one of the remaining local bank branch outlets,ATM machines plus the computer.

But having had a recent bad experience of a debit card payment transaction, in which the company taking the payment, took far more than they should have done, as made me more suspect on the reliability of the systems.

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Bing.alau

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Posted January 16, 2013 at 1:44PM

john bunyan. If I can do it I am sure you can. Saves me an awful lot of trips to the bank. Plus I can keep a closed eye on how the balance is going. I do that at least three times a week sometimes more.

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diesel

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Posted January 16, 2013 at 2:20PM

I use my main computer only. If I want cash then I get cash back from my local store. I pay in cheques at my local bank branch. I have not even considered using a mobile .I never use ATM dispensers.

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