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Do you use water companies insurance?


hssutton
Resolved

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With every water bill I receive from Anglian Water I get a letter imforming me that should I suffer a water leak on my property the cost of repairs could run into £1000s. These letters are immediately shredded as this is covered by my home insurance.

Just seeing this artical in the Telegraph Water Leaks made me wonder if any members of this forum have taken out these insurance policies with their water suppliers

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Aitchbee

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spuds - I hope I have only to pay a 75 pounds excess...it's the first insurance claim I have made in my life...but the outer skim of the building is starting to 'BUBBLE' ie the rendering is starting to disintigrate...I might be 'bubbling' at the cost of future repairs. :-[

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wiz-king

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AitchBEE If you have a claim for the drain-duct accepted you may not be able to claim for any further damaged by the same cause. Read the small print!

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Aitchbee

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thanks wiz-king, wildo.

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cruiser2

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I had a blocked drain last year. Rang my insurance company on Friday afternoon. Contractor arrived in less than an hour. Cleared blockage and cleaned manhole and cover. Made sure flows from toilet, kitchen and bathroom were satisfactory. No charge as it was below the cost of when I would have to pay.

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flycatcher1

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I am responsible for over eighty metres of 1.5 inch galvanised water pipe on my property. It was installed in 1959 and I have aleady had two leaks fixed. I do not mind the insurance but I will have another shufti at my insurance policy.

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morddwyd

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Don't forget that Aitchbee is in Glasgow.

No water companies up here, still a public utility, in effect

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Condom

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I didn't think I was but the name Homeserve rang some bells somewhere so I dug into our filing system and I found that her indoors had signed up with them via Severn Trent while I was away. Will do some further research tomorrow with a view to cancelling but I think it is a one off annual payment so I might have to wait a while.

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finerty

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i remember years a go we had leak in the garden, friend came by too out a large hammer and whacked the copper pipe, and the leak stopped.

This was way back in the 70's.

Ive never take this type of water insurance out and its a bit of scare mongering from the water companies 4 u to pay more money when you don't have to.

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spuds

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This subject was on BBC1 Watchdog this evening. It seemed to be a case of save your money?.

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spuds

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I should have perhaps also mentioned that British Gas came in for a bit of stick, regarding their boiler protection insurance scheme. Apparently one person was quoted well over £3000.00 because the boiler could not be repaired. A local plumber/heating engineer did the required repair for less than £100.00. Other people in the program that were interviewed, had similar problems with British Gas regarding repairs.

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