you really need to buy blocks to stand a good chance. I don't have any, but my wife does, and she regularly seems to win £50 prizes. Her attitude is that unless you win small prizes fairly regularly you would be better investing the money somewhere else.

I haven't but the two people I no who have: My ex-hubby has had his since 1960 and never won (he has about £50 worth)

And my friend who is past retirement age, was given bonds when she was born,, and ir took just over 60 years before she won!

Me haven't got any so don't stand a chance, but even if I did, if compared to my luck with the footie pools (of which I haven't done since the late 80's) would be very poor as the only time I won a very good win at that, I couldn't collect because there had been a hold up and my coupon didn't arrive on time. But I did get my preium back so kind of littlewoods....

of winning, so.........if you have a block of 500 bonds you have 500 theoretical chances of winning. The more bonds you have, the greater your chances of winning a prize, although each bond has the same chance as all the others.

My wife agrees with you, bosmere - regular small wins mean that she's getting a reasonable return, and there's always that chance of the big one. I understand that premium bond investment is falling, and the government is looking at ways to stimulate interest.

I know a number of people who have invested a £1,000 block and have done quite well.

I invested £30 in 1974, a couple of years later I received £30 and re-invested it - since then zilch!

AS FE states, theoretically the larger the block then the greater chance of winning.

I had a block worth £500 for about 6 years, never won a penny, cashed them in and spent it.