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chip and pin


WhiteTruckMan

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Since we have all had to use our pin numbers with our cards now I have noticed something that has given me pause for thought. I stick my card in the machine and when prompted (after a quick look to check that no-one is looking over my shoulder)enter my pin, followed by the enter button. This is is always followed immediately by some confirmation that it is the correct number. then there is a pause while (seemingly) the card is validated. This makes me wonder if my pin is actually stored in some way on the card itself, being accessed so quickly. makes me wonder just how secure it is. especially as I can go to the card paying fast lane at my local supermarket forecourt and get petrol just by inserting my card, without even entering a pin on the pump.

WTM

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Monument

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Chip 'n Pin is already showing it's benefits in cutting fraud. click here

13% in a ear when it was not widely used is a good start.

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Monument

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ear = year

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namtas

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Monument, indeed, that is a very good start, lol

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squillary

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Just back from Spain, I used my card at a "Duty Free" shop in the airport... and they asked me to sign. They had no equipment whatsoever.

I was mildly disappointed.

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kindly

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I was caught out once with my credit card. i believe it was cloned somewhere in my home town. at one of the machines. I only used it at a machine and never to buy anything in a shop. The credit card company did their checks and after a few months all money over the period in question was returned to the account. good on the card company. Anyway, on another card i had a very high credit so i used it to pay for something of real value. After a couple of hours and a long shopping day later i was home. The card company phoned to ask if i was using the card to buy something expensive. Thing is the card was accepted at the time but only after i got the goods and home did they phone. so what use was that. Still the info on this thread is good to read.

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