You have to do your sums.
If it is a heaft oject / washing machine say the come with 'Free Parts' for 5 years providing their engineer fixed it- this may well we a consideration.
Other than that, any electrical/electronic
item of a couple hundred quid, it is usual that by the time the sellers/manfucturers obligitory
1st year us up -premiums saved are well on the way to the price of the most upto date verion of the item.
So as with my two year old Sony video that is playing up -once i have fiddled a bit and got nowhere, in the bin it goes.