The car was worth £3m, was fully insured, and cost £910,000 to repair. Why the insurance company would take "nearly eight months" to consider the claim is beyond me. I'm sure Mr Atkinson was already paying a hefty premium anyway. He might be better off looking for another insurance company.
He didn't pay anywhere near £3m for it and it was probably insured for about £600,000 so he was jolly lucky that they didn't just write it off and give him a cheque for half the insured value, but then, of course, he could well afford to pay for the repairs himself, couldn't he?