My father, who is not exactly "young", builds all my business machines and also teaches computing techniques to over sixties at a local community centre/college.
None of them are "digitally excluded", they are all very willing to learn and they don't want special simplified "baby machines" to do this. One of the people he teaches is arthritic and cannot operate a keyboard. He is able to hold a pencil, though, and types using the pencil to tap the keys. Apparently he knows the keyboard and is quite fast.
The digitally excluded are the ones that don't want to know or learn for whatever reason and there is little that MS or councils or government can do to change them. They are not necessarily old.