Loans and write-offs this year have jumped to £8bn and the whole sorry company is a basket case. They should be nationalised or left to sink plus the hapless directors need a good kicking into reality. Expect to see more banks suddenly finding toxic debt that they *ahem* forgot *ahem* to include when they were sucking up to H.M.Govt. for barrow loads of cash.
2009 will be rather interesting.