I'll probably be using w98SE.
Tried mandrake 9.1 and discovered if I put my Word and Excel files on a CDROM they would port over easily. However, none the spreadsheet programs seemed to support a function which I use regulary.
Part of the trouble too I suspect is that I am not as young as you and I'm getting resistant to change.
However, I would love to see linux gaining a stronger foothold with consumers.