payment security question

  castiel333 19:17 18 Oct 04

I know this is probably a really stupid question but my daughters keep asking me to suscribe to napster and I am really worried about using my debit card online.If I had spyware or hackers in my pc couldnt they see my card detais when I fill the form in and then use my debit card themselves?

  Valvegrid 19:23 18 Oct 04

Do you have to use your Debit card? If you can use a Credit card, you have better protection because it doesn't give direct access to your current account.

  Valvegrid 19:24 18 Oct 04

By the way, you can use a credit card with a low credit limit, just for online use.

  castiel333 19:25 18 Oct 04

Thanks Valvegrid but I dont have a credit card

  Valvegrid 19:28 18 Oct 04

That's a shame, I think I would be very reluctant in giving my debit card details to anyone, so please be careful.

  961 19:29 18 Oct 04

Then why not get one from the Bank that issues your debit card

Don't use a debit card on-line.

It does not give the same protection

  castiel333 19:32 18 Oct 04

Thanks for your help Valvegrid Im not going to risk it as you think it could be unsafe regards shyfem

  castiel333 19:35 18 Oct 04

Thank you too 961 I will apply for a credit card at least I know now that that would be safe regards shyfem

  Valvegrid 19:36 18 Oct 04

I'm glad, I would hate you to be another ripoff statistic.

  961 19:44 18 Oct 04

As valvegrid says, if you get one with a low limit you can relax, but in any event, most credit cards offer protection against internet fraud

  Dorsai 19:47 18 Oct 04

I would also make sure that when you ask your bank (a suggestion i was about to make, but 961 beat me to it) that you make sure to ask for a low limit, say £200??

That way you know the most that can be 'stolen' is £200, and even then you stand the chance of getting it back. As has been said, better protection with credit cards.

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