I think one of the problems, ray, is that not so many people use Works and it is distinctly different to Word.
I don't know whether this will work in your program but, a way of creating fancy letterheads and suchlike is either to place them in a header or in a text box. If in a header, the letterhad will be repeated on each page. If in a text box it will be on the front page only.
Have a look in the help files on how to use these facilities.