Yes, it's fibre optic. Switching depends on the extra you might get vs the cost. For me it was a no-brainer because I live so far from the exchange I used to get 150Kb on ADSL but with infinity I get 30Mb so a twenty fold increase. It's reliable and means much less waiting for things to download.
Windows 10 Home vs Windows 10 Pro comparison: Here are the extra features you get in the Pro version