A quarter of Brits with net-access use internet banking every day, says PayYouWay.org.

According to research by the campaign that aims to educate Brits about payment services, 39 percent admit to using online banking services at least once a week, with only 13 percent admitting they visit their branch once a week in a bid to manage their money.

Nearly four in five (79 percent) of web users claim to be 'confident' in makin online transactions, although while 25 to 24 year olds are most comfortable with 90 percent admitting their happy to bank online, the number falls the older Brits get, with just 25 percent of over 55s admitting to managing their money online.

Sandra Quinn, from the PayYourWay.org.uk, said: "Internet banking is fast, convenient and available 24 hours a day – so it's no surprise it's now the nation's favourite way to manage money".

However, she added that "whether you're an old hand at internet banking or thinking about trying it for the first time, it's important to stay safe online".

The organisation advised web users to always check for the padlock icon or unbroken key symbol, along with https in the URL bar, when logging on to net-based banking to ensure the site is secure. Furthermore, never click links from emails or search engines. Instead always type the URL yourself.

PayYourWay also advised web users never disclose PINs or Passwords, especially not when receiving unsolicited email, as banks will never contact you and ask for this information, and to ensure security software on your PC is up-to-date.